General Information

Claremont School of Theology strives to make theological education affordable through its financial aid program. Claremont provides aid in three ways: scholarships, loans and employment opportunities. These funds should supplement your efforts to finance your education, as Claremont cannot take primary responsibility for your financial needs.

Each year you must reapply for financial aid for the next school year. Complete a Free Application for Federal Student Aid (FAFSA) which is available online at Be sure to include our school code (Title IV coded) G01288.

Please note: When filing your FAFSA you will be asked if you would like your taxes attached to your FAFSA using the IRS Data Retrieval System. It is suggested that you attach them in order to reduce the chances of being chosen for verification. If you are chosen for verification, you will need to submit to the IRS a request for a Tax Transcript. This could delay processing Financial Aid.

In order to be considered for financial aid, you must:

  • Be a U.S. citizen or an eligible non-citizen;
  • Be working toward a degree;
  • Be registered with Selective Service;
  • Be making satisfactory academic progress;
  • Not be in default or owe a refund on a federal grant or federal loan;
  • Be enrolled at least half-time (6 units per semester);
  • Not have loans in excess of the aggregate limits of the aid programs;
  • Not be disqualified based on a conviction for a drug-related offense while you were enrolled in school and receiving federal student aid
Federal “Return of Title IV Funds” (R2T4) formula dictates the amount of Federal Title IV aid that must be returned to the federal government by the student and the school if the student withdraws. The withdrawal date for calculating R2T4 will be determined as the date the student officially withdraws per CST’s procedures.

For determining the percentage of Title IV aid to be returned to the DOE, the number of calendar days remaining in the semester is divided by the number of calendar days in the semester.  Schedule class breaks of five consecutive days are excluded. If a student withdraws after the 60% point in the semester, the student will have earned all of their financial aid and there will be no liability by the student or CST.

Type of Title IV financial aid included in Title IV refunds are the Federal Direct Student Loans for Graduate/Professional Students.  Refunds are allocated in the following order: Unsubsidized Federal Stafford Loan and Federal (PLUS) Loan. Online Return of Title IV (R2T4) Worksheets are used to determine the amount of the refund of Title IV aid. Worksheets are available upon request from the Financial Aid Office.

Outside Scholarships

There are a multitude of scholarships available for students willing to do the research. We’ve listed here some helpful websites and a list of scholarship opportunities that match many in our student body. Every scholarship reduces student debt, and many scholarships go unused every year. We encourage students to research every opportunity available and counsel students to consider the following:

  1. Actively and earnestly search and apply for private scholarships
  2. Inquire about scholarships within communities – religious, organizational, denominational, etc.
  3. Never pay to apply for scholarships
  4. Seek essay writing assistance from our writing center
  5. Find reliable, capable and conscientious people to write letters of recommendation

Helpful Websites:

Funds secured from outside Claremont School of Theology are applied directly to student’s accounts upon receipt of appropriate documentation. This includes a letter indicating the recipient’s name, the value of the scholarship in US dollars, the time frame the scholarship is available, as well as any other pertinent terms governing the allocation and distribution of the funds.

Religious Community Scholarships

Inter-Religious Scholarships
Students are encouraged to contact their religious communities for potential scholarships. Oftentimes, local churches, mosques and temples support students through special offerings, discretionary funds, and book grants. Additionally, students should explore scholarship opportunities beyond their local congregations – including district, conference, and national offices. Listed here are websites that may help students get started.

Ethnic Student Scholarships

Students are encouraged to search for scholarships within multiple community affiliations. The list below is provided according to assist students in getting started. It is in no way intended to be exhaustive.

Financial Aid Awards

The funds outlined in your Financial Aid Award letter are based on your enrollment. If you register for fewer than 12 units or receive additional funding from outside sources, the financial aid award will be adjusted. The number of units in which a student is enrolled on the day following the published last day to add or drop a class will be used as the official enrollment date for financial aid purposes.

It is important to note that the amount of financial aid awarded may not exceed the cost of attendance. A revised financial aid award letter will be available to you each time any changes occur to your financial aid award. It is not uncommon for students to receive multiple award letters throughout the academic year. All notifications of a revised award letter will be posted on the student portal.

Eligibility for Institutional Aid is determined at the time of admission and is based on your application materials and availability of funds. Scholarship letters are provided to students prior to enrollment that describes their award/scholarship and renewal requirements. Copies of the scholarship letters are kept in the financial aid office. To retain all scholarships, students must have and maintain a Satisfactory Academic Progress (2.8 for M.A., 3.0 for Ph.D.). The following are the non-need, merit-based scholarships you may have been awarded:

Merit-based scholarships:

  • Trustees Award includes:
    • Tuition and fees
    • A one-bedroom on-campus apartment.
  • Presidential Award
  • Deans Award
  • Claremont Scholarship
The scholarship is awarded to students upon entering CST. Renewal of this scholarship is only provided to certified candidates of ordination. Proof must be submitted to the financial aid office prior to 3rd semester.
This is a need-based grant. It was designed to provide additional grant aid to students who demonstrate exceptional need. Need is determined by completing a Free Application for Federal Student Aid (FAFSA) at You must apply each academic year. FAFSA application become available on January 1st. As with all types of need-based aid, these awards are renewed annually and adjusted in line with changes on the FAFSA.
The Federal Work Study program provides jobs for graduate and professional students with financial need, allowing them to earn money to help pay educational expenses. Students may work up to 20 hours per week during school periods and up to 35 hours per week during vacation periods. The amount of the award is based on a student’s need as determined by the Financial Aid Office and available funds. All student employment jobs are located on campus. Please note that most employment opportunities are filled at the beginning of the fall semester.
The Federal Direct Loan (Direct Loan) Program is the largest federal student loan program. Under this program, the U.S. Department of Education is your lender. The loans available to graduate and professional students are the Direct Unsubsidized Loan and the Grad PLUS Loan.

Direct Unsubsidized Loans are loans made to eligible graduate, and professional students, but in this case, the student does not have to demonstrate financial need to be eligible for the loan.


The Federal Direct Loan (Direct Loan) Program is the largest federal student loan program. Under this program, the U.S. Department of Education is your lender. The loans available to graduate and professional students are the Direct Unsubsidized Loan and the Grad PLUS Loan.

Accept – in the student portal – the loan you wish to borrow and the amount. Complete a Master Promissory Note (MPN). The MPN is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the Department. It also explains the terms and conditions of your loan(s). In most cases, once you’ve submitted the MPN and it’s been accepted, you won’t have to fill out a new MPN for future loans you receive. You can borrow additional Direct Loans on a single MPN for up to 10 years. If you are applying for a Direct PLUS Loan as a graduate/professional student, you’ll need to complete and sign a PLUS MPN that is separate from the one that you use for your Direct Unsubsidized Loans. You must apply annually. You’ll receive a disclosure statement that gives you specific information about any loan CST plans to disburse under your MPN, including the loan amount, fees, and the expected disbursement dates and amounts.

  1. a) Direct Unsubsidized Loan: Complete a Master Promissory Note (MPN) and Entrance Counseling on Log in to to check the status of your MPN and other necessary documentation.
  2. b) Direct Grad PLUS Loan: To apply, log in to When you apply for a Direct PLUS Loan, the Department will check your credit history. To be eligible to receive a PLUS Loan, you must not have an adverse credit history. If you are determined to have an adverse credit history, you may still receive a Direct PLUS Loan if you obtain an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the Direct PLUS Loan if you do not repay the loan. In some cases, you may also be able to obtain a Direct PLUS Loan if you document to their satisfaction that there are extenuating circumstances related to your adverse credit history. After you apply, within 48 hours you will receive a credit check correspondence letter approving or denying your loan.

You must provide a copy of the credit check letter to the Office of Financial Aid. The credit check is good for 180 days.


Forms for current students are now available under the Financial Aid section of the CST Resources page.

Links and Resources